Coverages

We take pride in the development of sound insurance programs to serve the needs of each individual policyholder.

Each Rain and Hail product is thoroughly researched and evaluated to ensure an unmatched level of quality and performance for our policyholders.

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Which agricultural insurance best fits your needs?

Actual Production History

APH provides comprehensive protection against weather-related causes of loss and certain other unavoidable perils

Adjusted Gross Revenue & AGR-Lite

AGR and AGR-Lite provide protection against low farm revenue due to unavoidable causes.

Agribusiness | Auto | Equine | ISO 1998/2003 | ISO 2006

Agribusiness offers a wide variety of programs to meet a range of risk management needs.

Crop-Hail

Crop-Hail coverage provides protection against any yield reductions caused by hail and/or fire. More information on Crop-Hail Endorsements can be found under Private Products & Endorsements.

Group Risk Income Protection

GRIP is an area-based revenue insurance program that provides insurance protection against widespread loss of revenue in a county.

Group Risk Plan

GRP provides a dollar amount of protection per acre based on county yields.

Livestock Gross Margin

LGM provides protection for swine, cattle and dairy against the loss of gross margin, which is based on the difference between the market value of the livestock or milk minus the feed costs.

Livestock Risk Protection

LRP provides protection for swine, cattle and lambs against declining livestock prices if the price, as specified in the policy, drops below the producer’s selected coverage price.

Nursery

Nursery provides coverage for plants that are container grown, field grown or both.

Pasture, Rangeland, Forage, and Apiculture
Rainfall Index | Vegetation Index

PRF and API insures against widespread loss of production of the insured crop in a designated area called a grid.

Prevented Planting Coverage

PP provides a payment to growers when they are unable to plant crops due to an insurable cause, including weather-related perils and drought.

Private Products & Endorsements

These products include Crop-Hail Endorsements, Multiple Peril Crop Insurance Endorsements and Private Stand Alone Programs.

Revenue Protection

RP provides comprehensive protection for crops through a dollar guarantee.

Yield Protection

YP provides protection against a production loss for crops for which revenue protection is available but was not selected.

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